NSW 0% Interest Home Energy Saver Loan
- Borrow up to $15,000
- 0% Interest
- Combine with available rebates
- Terms from 1–10 years
Available for homeowners and landlords
Zero Interest in a Solar Upgrade?
That's exactly what the NSW Home Energy Saver Loan offers. It's available now for eligible homeowners and landlords, covering solar, batteries, heat pumps and a range of other home energy upgrades.
- Borrow up to $15,000 at zero interest
- Flexible repayment terms from one to ten years
- Open to both homeowners and landlords
- Stackable with available solar and battery rebates
Whether you're thinking about solar, a battery, a heat pump or a full home energy upgrade, the team at Goulburn Solar will help you make the most of every incentive available. Call us on
1300 919 313 or request a free assessment online. Servicing
Goulburn, the
Southern Highlands,
Narooma and the surrounding regions.
Find The Perfect Solar Solution
What Can the Loan Be Used For?
The Home Energy Saver Loan is flexible enough to fund a single upgrade or a full home energy overhaul, depending on what your property needs most. Eligible purchases include:
- Solar systems
- Home batteries
- Heat pump hot water systems
- EV chargers
- Switchboard upgrades
Many homeowners are using the loan to cover the remaining balance after applying their solar and battery rebates, effectively stretching government incentives further. For landlords, it's an opportunity to improve the energy efficiency of a rental property without a significant outlay. And because the loan can be used across multiple upgrade types in a single application, it suits households planning a staged approach to energy independence just as well as those ready to do everything at once.
What Would My Repayments Look Like?
For many households, the reduction in electricity bills goes a long way toward covering repayments. Here's what a 10-year term at 0% interest looks like:
| Loan Amount | Weekly | Fortnightly | Monthly |
|---|---|---|---|
| $10,000 | $19.23 | $38.46 | $83.33 |
| $15,000 | $28.85 | $57.69 | $125.00 |
Based on a 10-year repayment term at 0% interest.
Keep in mind that these figures represent the loan repayment only. Once your solar or battery system is installed and generating savings on your electricity bills, many households find that those savings offset a significant portion of the monthly cost. For some, the reduction in energy spend covers repayments almost entirely, making the upgrade effectively self-funding over time.
Who Is Eligible?
The eligibility requirements are relatively straightforward. Most homeowners and landlords in NSW will meet the criteria without difficulty.
- Be over 18 years old
- Own a home or investment property in NSW
- Be an Australian citizen or permanent resident
- Have a household taxable income below $210,000
- Meet the finance provider's lending requirements
The income threshold of $210,000 means the loan is accessible to the vast majority of NSW households. It's worth noting that the final step, meeting the finance provider's lending requirements, follows the same general process as any standard loan application. If you're unsure whether you qualify or want to understand how the loan works alongside available rebates, the team at Goulburn Solar can walk you through it. Get in touch for a free assessment and we'll take care of the rest.
